Insurance Services

Managing the risks that may compromise your financial goals is a vital step in your long term plan. The first step toward protecting your assets is choosing the right insurance for your unique needs at this stage in your life. At CFS, we are proud to offer custom solutions from trusted insurance firms with whom we have long standing relationships. We are always available to review your portfolio, help assess risks and recommend coverage that helps protect both you and your family.

Life Insurance helps to provide financial security for your loved ones even after you are gone. Life insurance can assist your family in paying off debts, supplement lost income, estate taxes and final expenses, which means one less concern during a challenging emotional time. A comprehensive policy can also protect the hopes and dreams you have for your loved ones’ future by maintaining their standard of living, funding an education, or providing for a family member with special needs.

In the event of an unexpected passing, protect who and what matters most—today, tomorrow and for years to come.

At CFS, we recognize that life insurance provides more than just a death benefit to your family; it is the foundation of a solid financial plan. Life insurance can also serve as income replacement, supplemental retirement income, tax-deferred asset protection and the ability to create a legacy by funding a cause that is close to your heart.  Our professional financial advisors are available to discuss options in detail and determine the amount and type of coverage that is just right for you and your family.

The cost of Long-Term care can be high, but putting a plan in place earlier in life may help you ensure that you will receive the quality of care you want, in the event you need it. This is why it is so important to plan for care before you might need it. The need for Long-Term Care is more common than most people may think and can stem from disability, chronic illness, or cognitive impairment. At CFS, we can help you find the right combination of coverage that matches your needs and budget so that you can rest assured, knowing you are covered. Putting a plan in place earlier in life can save you money and can even help protect your assets from being used for care if you become chronically ill or have a severe cognitive impairment.

Protect the assets you worked so hard to accumulate, and maintain your quality of life in the event of chronic illness or cognitive impairment.

At CFS, our professional financial advisors are available to answer your Long-Term Care questions. We will explain your options, and make a recommendation based on our expertise and your financial situation. No matter where you are in your life and career, Cooper Financials’ tools and experience can help you create a protection plan that can help you to maintain your lifestyle in the event of a disability, chronic illness, or cognitive impairment.